Get moving toward the money you need
Purchasing to refinancing. First-time buyer to longtime owner. We cater to Michigan families with mortgage options designed for every stage of the journey.
Come home to a better mortgage.
We structure our rates to benefit you, so you get more for your money — whether you're purchasing a new home or refinancing your current home loan.
For a limited time, get up to $1,120* off of closing costs!
The way we're different makes a difference.
We believe that every conversation we have with you — every day — matters. That’s why our mortgage team members are friendly, helpful, and ready to listen. While other institutions are more concerned with their bottom line, we are interested in being an advocate and a trusted advisor — solving problems and providing smart, sensible solutions that fit your particular home loan needs.
We understand that great rates and low fees are high priorities when choosing a financial partner. As a not-for-profit credit union, we are able to structure our mortgage products to benefit you, not a group of outside investors. And since anyone living or working in lower Michigan is welcome to apply for a home loan, stop by and let us show you the MSGCU difference, first-hand.
*The up to $1,120 incentive includes 1) waiver of $295 processing fee and a $450 underwriting fee for all mortgages applied for between 5/1/2019 and 8/31/2019, and 2) coupon toward a home appraisal (up to $375) when attending a free Homebuyers Workshop or meeting with a Mortgage Consultant prior to closing. Appraisal coupon credit will be applied at the time of closing.